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credit (1635) bad credit (449) credit score (391) good credit (164) poor credit (36) fair credit (2) great credit (1)
It takes a lot of self-discipline to survive personal financial disasters, but there are quite a few easy ways to get started on the road to financial recovery. I don’t know about you, but I like easy . So here’s 3 no-brainer ways to turn your bad credit around .
No, really KNOW your credit score. Know what it is now. Know what it could be. And know how to get it there. You can know what your credit situation is now by getting a free copy of your report from each of the three major credit reporting agencies. You can do this easily by going to annualcreditreport.com . They are the legitimate free credit report site. You won’t get caught up in a spam storm and it won’t cost you a dime. This takes care of knowing what your score is now.
740 and up is an excellent credit score. That takes care of knowing what your credit score could be.