Description: James M. Hoffmann is an experienced St. Louis, Missouri lawyer concentrating in Workers Compensation. See our Permanent Total Disability Benefits Attorney page.
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St Louis Workers Compensation Attorney & Work Injury Lawyer
Total Disability – Missouri Permanent Total Disability Permanent and Total disability (PTD) in addition to medical care for life. You can be permanent and totally disabled (PTD) 2 ways under Missouri workers compensation. Either way pays the same amount. First, if your work injury is severe enough to cause you to be unemployable in the open labor market regardless of any pre-existing medical conditions, you have a PTD claim against the employer. Second, if your work injury is not severe enough to keep you
Missouri Workers compensation laws provide for either permanent partial disability (PPD) compensation if you can return to work after you are released by the doctor. PPD is based upon a percentage of disability assessed by a doctor. For perm partial cases, a physician will provide an opinion such as “35% PPD to the back as a result of the injury, surgery, and resulting pain.” The insurance company doctors usually assess a very low percentage of disability. However, to counter the low rating of the insurance