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Description: American Insurance Services Insuring Your World and What's In It

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60% of the bankruptcies in the U.S. are directly tied to the uncovered medical expenses that follow a critical illness such as heart attack, stroke, and cancer.  80% of those bankrupted patients were covered with health insurance.  As the rates of critical illnesses and the costs for treatme nt continue to rise, more financial protection is needed for today’s American families to safeguard against financial disaster.

American Insurance Services' Living Benefits allow the policyholder to accelerate much-needed money from their life insurance policy’s death benefit in the case of a critical, chronic, or terminal Illness.  This feature allows them to bridge the gap that health insurance does not cover, and protects them from the epidemic of medical bankruptcy that has become so commonplace in America today.

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