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With the start of the New Year, we’ve decided to overhaul our budget (if you could even call it that) so I thought I’d provide my top budget tips for families . To be honest, the past two years we’ve lived pretty frugal- less -ly. If we felt like eating out, we ate out. If I wanted a new shirt, I bought it. When I look back at my spending the past few years, I’m honestly ashamed. I spent thousands and thousands of dollars without a real awareness of where it all went.

This year, we’re getting back to our frugal roots and focusing on saving money. Here are my top 20 budget tips for families.

If you’ve been reading this blog for any length of time, you’ll know I love my Starbucks coffee. I’ve been like this for over a decade…and I’m not ashamed to admit it! Getting my $4 cup of coffee per day may be excessive to some, but to me it’s important, so we include it in the budget!

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