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Insurance is a social device for spreading the chance of a financial loss among a large number of people. The insurance company or insurer receives small amounts of money, referred to as "Premium", from each of the large number of people buying insurance. Thus, a large uncertain loss is traded in this way for a small certain loss, "the premium". By purchasing insurance, a "person" shares risk with group of others there by reducing the individual risk of a disastrous financial loss.
rijursam Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied IS YOUR AGE AND HEALTH AT YOUR CONTROL? Life Insurance premiums increases with Age. If a health problem occurs before you obtain coverage, you could face higher premium or be denied coverage entirely. Before the policy is issued, insurance companies reviews the Height-Weight Ratio, Medical Records, Tobacco / Alcohol / Drug Usage, Doctor Reports, etc. It is wiser and cheaper to get life insurance coverage when you are young and healt