The best way to assess your insurance needs is by taking a complete inventory of all your business property while determining it’s total value. After so doing, you may then decide whether or not it is worth insuring. Check to see that the items on the inventory list are included in the basic business property policy and if they are covered for the correct amount. It’s important to find out what your policy does and does not cover, and its limits and exclusions, before you have an accident.
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