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What is Health Insurance also known as Medical Health Insurance?
The term health insurance refers to a wide variety of insurance policies. These range from policies that cover the costs of doctors and hospitals to those that meet a specific need, such as paying for long-term care or dental insurance. Even disability insurance - which replaces lost income if you can't work because of illness or accident - is considered health insurance, even though it is not specifically for medical expenses.
But when people think about a health care insurance plan, they usually mean the kind of insurance offered by employers to their employees, the kind that covers medical bills, surgery and hospital expenses. You may have heard of this kind of health insurance referred to as comprehensive or major medical policies, alluding to the broad protection they offer.