Utility tokens and securities tokens in the form of legally binding, regulatory-integrated, errors and omissions insured, "smart" contracts based upon trademark "Principles of 'BlockChain'™"; for use in global commerce for Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance ; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance .