Description: Ascend specializes in Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement and Debt Payoff Planner. See our unique solutions to compare your debt relief options.
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One of the most important things you can do is understand the cost, the timeline, the pros and cons and the alternatives of each debt relief option.
A Chapter 7 bankruptcy is the most common consumer bankruptcy filing in the United States. It is more affordable than a Chapter 13 bankruptcy. You can also receive relief from your debt in as little as 120 days. You qualify by being under the income limit for filing Chapter 7 in your state. Our Chapter 7 means test calculator helps you estimate qualification for the Chapter 7 bankruptcy. The calculator is based on the bankruptcy forms .
A Chapter 13 bankruptcy is a monthly payment plan bankruptcy. It is more expensive than a Chapter 7 bankruptcy. The plan often lasts between 3 and 5 years. You can estimate a Chapter 13 payment plan example using our Chapter 13 Calculator . For both Chapter 7 and Chapter 13, you will want to understand the cost to file bankruptcy . If you have filed a Chapter 7 recently, you may also research how to file a Chapter 13 after Chapter 7 bankruptcy .