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Working in the debt industry I speak to people day-in-day-out who are struggling to maintain their household finances and credit commitments. Illness, breakdown in relationships, lost jobs, failed business ventures, reckless spending or just a total lack of meaningful income – I’ve seen it all. However, whilst chained to my desk for an obscene amount the day, you can…

Tens of thousands of people on sickness benefits are set to receive backdated payments at an average of £5,000.  It is thought the Department for Work and Pensions (DWP) will have to pay anything up to £1.7bn in backdated payments and subsequent future adjustments due to the gross government error which has left many people living on the breadline…

If you’re considering borrowing it’s beneficial to be able to recognise the difference between good debt and bad debt. Whilst there are some things in life where taking out a debt can undoubtedly be a great investment in your long term financial well-being, there are others that can leave your long term outlook in tatters. Arming yourself with the…