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Hybrid Long Term Care Insurance

Many people know that there are many kinds of diamonds in the world, just as there are many forms of life insurance policies. You could say Hybrid Long Term Care Insurance is the new Red Diamond a.k.a the rarest, most sought after kind of diamond in the world. Red diamonds are created when a stone undergoes a rare process while in formation and that changes the structure and allows light to pass through the stone differently than it does with other colorless diamonds. Due to the diamonds rarity, red diamond

Many people are growing an interest in Hybrid Long Term Care products. As popularity grows so does the demand and questions as to what exactly it is. Hybrid Long Term Care Insurance is a plan that combines traditional long term care insurance with life insurance. Hybrid LTC policies pay for home health care, assisted living, adult day care and nursing home services. If long term care is not ever needed then the life insurance benefits within the policy pay your beneficiaries a death benefit amount disclosed