koho.ca - KOHO: A better way to manage your money

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Description: A no-fee spending account with instant cash back & money management app designed to simplify your personal finances. Sign up in minutes to join over 1 million Canadians who use KOHO's prepaid Mastercard to budget and save.

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Instant Pay

Earn 1% cash back on groceries, bills & services, and up to 5% extra cash back when you shop online or in-store with our partners.

Credit Building

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