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It can be difficult at times to balance the household budget. Making sure that you do not spend more money than you have is not as easy as it may seem. It is not something that most of us have been taught at school and parents often do not help their children either so it is something that we have to figure out for ourselves. Sometimes it can be that we are not sure where we should be spending our money and where we should be holding back, sometimes we just do not seem to have enough just to cover our basic

Try to pay your monthly bills by direct debit and schedule them to be paid in full on the day that you get paid. This means that all of the main expenses will all be paid before you have a chance to spend any money. This should include your rent or mortgage, insurance, TV, broadband, phones, electricity, gas, water, credit card and loans, council tax and any other regular bills that you have. Once these are paid you will then know what is left to pay for your food, fuel, transport and other more irregular e

Making sure that you are not overpaying for things can be a great way of helping you to make ends meet. It can take time to start with, but once you get used to comparing prices then it takes little effort and can make a significant difference. Start with looking at things that cost you a lot of money such as your utility bills and see whether you can change supplier and save money. You can easily compare costs online to see if you can save. The same goes for your insurance, loans, phone, broadband and tele

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