Description: Salinas and Monterey Bankruptcy. Get a Fresh Start. Monterey, Salinas, Santa Cruz, Carmel, Seaside, Marina Bankruptcy Law Office. (831) 224-3199.
Chapter 7 Chapter 7 bankruptcy, also called “straight” or “liquidation” bankruptcy, is the quickest way to rid yourself of “unsecured” debt such as credit card debt and medical debt.
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Chapter 13 Chapter 13 differs from Chapter 7 in that instead of seeking a full discharge of your unsecured debt it works to reorganize your debt in such a way that it is affordable for you to pay it over a period of time.