jandlmortgage.com - J&L Mortgage | Mortgages by Jason Horlacher

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Menu Menu 1-800-200-1278 NMLS# 2357020 Menu Home Purchase Refinance Loan Programs About Us Contact Us Apply Now Menu 1-800-200-1278 NMLS# 2357020 Lets Get Started With Your Goals Contact Us Today! Get Started Jason Horlacher Managing Broker/Owner NMLS MLO #2004048 The Broker Advantage – What We Do Broker versus a Bank As a broker, we do not have the massive overhead, brick and mortar costs or shareholder profits to account for which keeps our price points low.  This savings is ultimately passed on to you, t

People come from all walks of life with varying financial situations.  Banks typically offer a cookie cutter one size fits all and if one leg of the chair is missing, they are unable to assist you or they make up for the risk with higher costs.  Working with several lenders not only has them competing against each other for rates, but we have much more freedom in finding the right loan for your situation.  Many times we are able to help folks who have been denied by a traditional bank. 

Sorry we do not deal with credit/debit cards, car loans, or checking accounts.  Banks are good for that.  We deal specifically with residential mortgages which we feel gives us the edge on the wide variety of programs and promotions that are available. As your loan expert, we can explore several options with you for the most optimal fit to achieve your goals.  This also provides for less red tape and higher efficiency allowing us to close your loans much faster.