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A new analysis shows recently enacted rent control polices in cities across America hurt housing supply. The new NAA reports interviews with housing providers and developers from three different markets impacted by rent control policies and proposals: St. Paul, Minn; Santa Ana/Santa Barbara; Calif; and Portland/Eugene, Ore. The interviewees ranged from large firms operating thousands of units and having properties across the country to small mom-and-pop businesses with a handful of units and, often, investe

Rent control policies subsidize high-income residents:  Nearly 60% of rental housing providers know of higher-income residents who benefit from these policies. Additionally, almost half of poll respondents incorrectly believe rent control only provides affordable housing to low- and moderate-income households. The report concluded that while the notion of rent control policies may appear as an appealing solution to housing affordability, it is critical to acknowledge their potentially counterproductive and

The Federal Housing Finance Agency (FHFA) has ordered new loan level pricing adjustments (LLPAs) at the Government Sponsored Enterprises (GSEs) Fannie Mae and Freddie Mac, which mortgage lenders must be in compliance with as of May 1.  As a result, many homebuyers with mortgages insured by Fannie and Freddie are now paying higher upfront fees.  Importantly, the fees do not apply to Fannie and Freddie’s affordable mortgage programs,  HomeReady  and  Home Possible , which let buyers put as little as 3 percent

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