Description: Our team of experts reviewed the best credit cards to bring you our top picks, including Discover it® Cash Back and Chase Sapphire Preferred®.
The best credit card for many people is the Wells Fargo Active Cash® Card. It will get you a 2% cash rewards rate on purchases, making it one of the most lucrative and flexible credit cards. The $0 annual fee and lengthy 0% intro APR offer are also a big draw.
While this is an easy pick to recommend for many people, it's important to know that the market is packed with plenty of the best credit cards of 2023 (included on this shortlist and not). The best credit card to have will depend on your unique situation.
A credit card allows you to pay for purchases by borrowing money. The maximum amount you can borrow at one time is called your credit limit. The money you've already borrowed is your balance, and the amount you have left to borrow is your available credit.