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Description: Insurance agencies in Olivia, Clarkfield and Granite Falls. F & M Insurance is an independent agency. That means we work with several insurance companies to tailor your insurance policy to your needs and to ensure we provide the most competitive pricing.

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We strive to be your primary insurance resource. At F&M Insurance you will experience the advantage of having a highly trained team of agents who will act with uncompromising integrity and sincerity to earn your trust and respect.

Our "value-added" philosophy is to use financially strong, customer focused companies that have the right solution for you.