creditfactors.com - CreditFactors | FICO credit scores – settling debts – dealing with collectors …

Description: FICO credit scores – settling debts – dealing with collectors …

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I no longer offer credit services other than for clients I previously worked with.

I’ve been litigating against credit bureaus, creditors and collectors since about 2000. We had STRONG legislation protecting consumers, but the Fair Credit Reporting Act was weakened in 2003. Our corrupt legislators FAILED to amend the Fair Debt Collection Practices to adjust the $1,000 maximum statutory damages to inflation (it was enacted in the 70s) and many judges DESPISE all consumers.

It has become impossible for me to provide meaningful assistance to my clients as credit bureaus, creditors and collectors no longer worry about getting sued for violating the law.

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