Description: We offer advice on how to improve your credit rating and FICO score to ensure you get the best rates on credit cards, loans and mortgages!
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This site is dedicated to providing free online credit counseling to help our visitors understand their credit and how to improve it. We are committed to delivering the best credit tips and information related to your FICO score. This site, while bare-bones right now, will continue to evolve and become a clearing-house for everything you ever wanted to know about your credit score and how to improve it. Don't let bad credit hold you back!
1. Avoid applying for credit cards in an effort to merely increase your amount of available credit.
2. Keep informed of your credit rating by checking it often – it has been proven that over 60% of credit reports contain serious errors. You have to ensure that it is current and accurate and it is your responsibility to do so. Clearly a less than perfect credit score can adversely affect your credit card interest rates or even your ability to be approved for a mortgage or loans at all!