New York Appellate Division, Second Dept. Foreclosing Mortgagee Not Considered “Debt Collection Agency” Under Administrative Code of the City of New York : Borrower sought to dismiss a mortgage foreclosure, arguing that the lender failed to obtain a debt collection agency license under the Administrative Code of the City of New York § 20-490. The Supreme Court, Queens County rejected the argument and the Second Department sustained. Finding that the City Council did not intend to include a foreclosing le
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