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Johnson Brook's Blog

Experian credit reports from Experian, the industry leader in credit reports and credit scores, are used by financial lenders, mortgage lenders, and creditors to determine a credit risk or not. Experian has hundreds of millions of records on individuals and their credit profiles. Credit risk is determined by a number of factors. These factors are age, income, employment, expenditures, history of credit borrowings, and types of credit used.

Experian credit reports from Experian are one of the best available to consumers. An Experian review contains detailed information about an individual’s credit report, credit score, current balance, length of time in the credit industry, and history of borrowing. Experian is one of the three major credit reporting agencies, along with Transunion and Equifax. Each of the agencies provide regular credit reports to individuals free of charge, although Experian is one of the more expensive.

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