Description: Blanca Diaz specializes in helping individuals obtain their mortgage loan for the next investment loan. She can help you next! From residential to commercial property loans, if it is for you personally or your client, she will be able to guide and help during the loan process.
Whether you are buying a home, relocating to a new area or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
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A Qualified Mortgage (QM) is a defined class of mortgages that meet certain borrower and lender standards outlined in the Dodd-Frank regulation. These are made in conjunction with an Ability-to-Repay (ATR) standard that requires lenders to evaluate and ensure that a borrower will be able to meet his or her mortgage obligations.