Description: We offer bankruptcy services to people in Virgina Beach, Chesapeake and Norfolk including chapter 7 debt elimination and chapter 13.
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If you are having trouble paying the bills or afraid that you may lose your home to foreclosure, bankruptcy may be the answer. Whether it is a good option for you depends on the type of debt you have, the type of assets you have and what your debt relief goals are. It is best to speak with a bankruptcy lawyer about your unique situation before making a decision. The Dickerson & Smith Law Group provides bankruptcy representation to individuals in Virginia. We can review your finances and determine if Chapter
After examining your assets, debts and income, we will discuss the benefits and requirements of Chapters 7 and 13. We can help you decide which chapter may be right for you:
• Chapter 7 — In general, people choose Chapter 7 when they have significant unsecured debt such as credit cards or medical bills. These debts will be discharged. Chapter 7 filers may also have few assets they wish to keep. While you can keep your home and car under Chapter 7, you must be able to keep making the payments.