How Do You Know How Much Money You Are Entitled to Recover? Insurance companies rely on the fact that you do not know the true value of your claim. They will try to tell you what your claim is worth and attempt to settle the claim with you before an experienced attorney reviews your claim, and can give you their opinion regarding his/her value of your claim.
Chances are, an experienced claims adjuster knows a lot more about your injury than you do. Remember, the insurance company is motivated to settle your case as quickly and as cheaply as possible before you realize the true extent of your damages or injuries.
Experienced claims adjusters want to minimize the risk of paying claims, therefore, they will try to offer an injured person a quick but unfairly low settlement in exchange for a full release. If an adjuster can persuade you to sign a release, you will be prevented from making any future recovery, even if your injuries turn out to be much worse than you expected.