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These days one cannot guarantee a job just because you are educated and have got a higher degree. Your qualification is not of concern at times with the job demand higher then the actual availability. Under these circumstances many of us end up unemployed. Being unemployed after a good education does not hold pride but it is not in our hands. But many students would have taken up loans to study and these loans need to be paid off. These loans may be from various lenders and with a high interest rate. The de