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Overall North Dakota’s cost of living is 11% lower than the national average although that number varies depending on location within the state. Healthcare is slightly more expensive than the national average, but groceries, housing, utilities, and transportation costs are lower.
North Dakota is mostly tax friendly towards retirees. Social Security benefits are not taxed but other types of retirement income are subject to the state income tax of 1-2%. North Dakota does not have estate or inheritances tax.