Innovative Captive Strategies (ICS) is doing business boldly by challenging the way insurance has always been done. With our captives, our members have control over premiums, risks, and rewards. Because bigger isn’t better — ***better is better.***
Buying traditional insurance is like renting an apartment. You pay a premium with no opportunity for return, and you can’t customize the space to make it your own. Buying captive insurance is more like owning a home. You gain control and the ***opportunity to grow your investment and see financial returns.***
Employers buying traditional insurance are sharing claims in a huge pool of other companies, and premiums fluctuate based on traditional market conditions. In a captive, you share risk with other companies in a smaller and, more importantly, cleaner pool. ICS strives to build smaller, ***more controlled captives with highly-vetted members.***
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