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What is it really like to win the lottery? Very few of us will ever get to experience this in our own lives. Those who do are rightfully excited about the dream of a new way of living coming into focus for them. However, there are some drawbacks to winning that are not as often discussed. There are some downsides to having all of that money tied up in winnings that need to be paid out by the state.

We have all seen the billboards and other types of advertisements that promote the jackpots that are available from the major drawing style lotteries. These advertisements are meant to inform us as well as get us excited about the possibility of winning all of that money. They work on a lot of us as we look at those millions of dollars and imagine how life-changing that would be.

The untold truth about those numbers is that they are largely misrepresentative. They do not represent the amount that is actually won by the lucky ticket holder. The number does not include taxes that are taken out and the fact that many players choose to take a reduced lump sum amount. If a jackpot is advertised for $200 million dollars the reality of the payout could easily be half of that number or even less.

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