Description: En-duhl-jer: The one who indulges
Wouldn’t it be lovely to be in a position where you had no debt? I mean absolutely no long term debt? No student loans. No car payment. No house payment. No credit card bills. Nothing! Surely this must be some fancy dream right? No one actually thinks that this is possible… right ? Well, as of March 2018, our household is COMPLETELY DEBT FREE! The last item was my spouse’s car. Kind of anti-climatic, but…it’s over.
You might be thinking, “ Wow, you must be an old fart then…” . Nope. Early 30’s. “ Whoa, wait a minute…OK, then you must have had a LOT of help; lottery, inheritance…”. NOPE! While my family and friends provide me support in different ways, I have received very little financial assistance (I’m talking Christmas gifts; birthday presents here…which isn’t to say I don’t appreciate them; I make every dollar count…so…thanks!) from these sources. Generally speaking, I don’t think I’ve ever received any form of “
“ OK, OK, then what’s the secret then? ” There is no magical secret. I’ve already extensively wrote about how to make good financial decisions which is the bedrock of becoming financially independent…five years ago. I then discovered Dave Ramsay shortly after that post (I’m not a zealot though…but he definitely kicked my ass into overdrive with his aggressive debt pay down mantra). What provided even more intense focus was discovering that… gasp… there’s a whole community of people that think the same way