Most banks are owned by a small group of elite families (Rothchilds, Vanderbilts, Rockefeller) and they are run by an International Monetary Fund. What these bankers are doing is called “usury”.
Hebrews 13:5 – Let your conversation be without covetousness; and be content with such things as ye have: for he hath said, I will never leave thee, nor forsake thee.
Only 2% of banking disputes ever reach the arbitration phase, an entirely different process in which a card network acts as an independent third-party. The process itself begins when the cardholder locates the transaction that they wish to challenge, and then contacts either their bank or network to challenge the charge. The card network reviews the transaction and will require payment from the issuer of the card, or will forward the chargeback request to the acquiring bank of the merchant. The merchant is
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