fintern.ai - FINTERN | AI driven consumer credit decisions

Description: We're changing the way consumer credit decisions are made by using AI, Open Banking and alternative data to expand access to low-cost personal finance

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Representative Loan Example: £2,000 loan repayable over 36 months. 36 monthly payments of £77.60. Rate of interest 25.8% p.a. (variable). Representative 25.8% APR (variable). Total amount repayable £2,793.60.

We unlock cheaper loan options for consumers by going beyond credit scores Credit scores have barely changed since the 1980’s, yet they remain entrenched in consumer finance, denying hundreds of millions access to affordable finance globally. ‍ We understand that people are more than their credit score. ‍ Render, our AI credit decisioning platform, offers a fairer and more accurate alternative. Render uses real-time bank transaction data to empower any lender to make better decisions and expand access to af

Abound is expanding access to affordable consumer lending in the UK. Abound offers unsecured personal loans up to £10,000. ‍ Some lenders only look at credit scores. Abound looks at the full picture – what you earn, how you spend, and what's left at the end.

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