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Lenders Mortgage Insurance (LMI)

In many cases if you want to borrow more than 90% of the property purchase price you will be charged Lenders Mortgage Insurance. This insurance payment covers the lender in the event that you can’t pay the home loan back.

Get your budget and savings in order well before you buy to avoid this hurdle! The cost of LMI will vary depending on how much you borrow and the type of loan you select but it can be up to $10,000.

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