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You may very well feel that budgeting is too difficult for you to be able to do. However, it could be that you are using it as an excuse for not giving it a go. Many people think that if they set a budget, it will mean that the will have to give up buying all of the luxury items that they enjoy. However, it is worth noting that this may not necessarily be the case and it can be a very worthwhile way to actually be able to afford more things, rather than less. There are lots of methods of budgeting and you m

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