Being in debt can be really miserable and can make life extremely stressful. Sometimes it can even feel like you will never be clear of your debt and that you will just have to keep borrowing more and more money to manage. Luckily there are ways that you can clear your debt and the sooner you start the better.
You may find that in your local area there are debt counsellors that you can see for free. They are experts trained to help people just like yourselves in getting out of debt. They will not judge and will be used to seeing all sorts of people with different financial problems and can be extremely useful in helping.
If you would rather look at things yourself then you need to start by gathering together all of your financial information. You need to work out how much you owe and how to, how much money you have coming in and how much you usually spend. Then you will be in a position to start dealing with things. This can be a hard step as you have to face up to exactly how much you owe, but it is worth it in the end.