americanfaircreditcouncil.org - American Association for Debt Resolution

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Description: The AADR, formerly the AFCC, is the national association of the debt resolution industry.

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What We Do

The AFCC partners with BSI – a renowned, independent standards certification organization – to ensure companies meet the highest consumer protection and operational standards in the debt settlement space. AFCC members stand on behalf of consumers, confronting their creditors, while representing their best interests and their goal of a debt-free future. Our members partner with their clients to reduce the burden of their debts, designing affordable repayment plans and negotiating with their creditors.

A consumer contacts a debt settlement company and speaks with an experienced debt settlement consultant. The typical client owes more than $25,000 in unsecured debt and is already behind on at least one, and, in many cases, most of the seven or more accounts they hold. Debt settlement consumers are suffering a severe financial hardship, such as a household loss of income, a medical event or a life event like a divorce. Under FTC rules, the consumer pays nothing to enroll in a debt settlement program.

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