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Carlos is a general contractor. As an independent contractor, he has worked hard for many years to build a solid reputation for his company. He has built a small crew of hard working employees, invested in a number of company vehicles and acquired several pieces of equipment and tools that he uses on construction projects.
One day, an employee of his slips from a rafter. The employee is injured and unable to work for a few weeks. The equipment he was carrying is broken beyond repair. While this was going on, another employee who was watching from a company vehicle drove into a column on the neighboring building. Fortunately, Carlos had the forethought to invest in quality Builders Insurance. Thus, all of the damage was covered and his business continues to thrive.
The simple fact of the matter is that accidents are inevitably going to occur on a building site. It may not be today and it may not be tomorrow, but one day you are going to need to file a Builders Risk Insurance claim. When that day does come, you will need the right coverage to ensure all of your Texas construction insurance needs are met and your assets are secure.